"I'll Start Saving When I Make More Money"
Why that day never comes, unless you make it come
We’ve all said it (or at least thought it):
“I’ll get serious about saving once I make a little more.”
But here’s the truth:
If you don’t save when you’re broke,
you won’t save when you’re ballin’.
💸 It’s Not About The Income — It’s About The Habit
Most people think the solution to their money problems is more income.
But like The Notorious B.I.G. said,
“If your spending expands every time your paycheck does, your bank account still ends up at zero.”
Or something like that.
This is called lifestyle creep and it silently eats your financial future.
🧠 Small Habits Beat Big Raises
The difference between rich and broke?
Not income.
Not IQ.
Not luck.
It’s behavior.
If you can consistently save $20 from a small paycheck,
you can save $2,000 when your income explodes.
And if you can’t?
You’ll just upgrade your lifestyle, not your life.
✅ How to Flip The Script
If you’ve been waiting for a “better time” to start saving, try this:
The 1% Rule:
Take your current income and start by saving 1% of it.
Make $2,500/month? Start with $25
Make $4,000/month? Start with $40
It’s small.
But it’s daily-rep behavior.
You’re building the system now, so you’re ready when the income comes.
🧭 The Truth:
If you wait to make more money before you build habits…
you’ll never feel like you make enough.
Build the habit now.
Then let your future self compound the results.
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