You're Not Bad With Money - You're Avoiding It
Why financial fog is more comfortable than financial clarity and how to cut through it
Most people don’t hate money.
They just hate looking at it.
Not because they’re lazy.
Not because they don’t care.
But because it makes them feel ashamed. Overwhelmed. Stuck.
So, they avoid it.
They ignore the budget
Skip checking their balance
Delay opening that bill
Say “I’ll deal with it later” (and later never comes)
💣 Avoidance Feels Safer — But Costs More
Avoiding your money gives you temporary relief.
But it creates long-term damage.
Every time you ignore your finances, two things grow:
Your anxiety
Your financial mess
🧠 What’s Actually Going On?
It’s not about numbers, it’s about emotions:
Guilt from past mistakes
Shame from debt
Fear of not being “good enough” to figure it out
Pressure to be further ahead than you are
That’s why “just make a budget” doesn’t work for most people.
Because before the numbers work, your mindset has to.
🔦 The Antidote: Financial Exposure Therapy
Here’s a simple (but powerful) practice to cut through avoidance:
Do one small money-facing action today.
Pick something low stakes but meaningful:
Check your bank balance
Look at your subscriptions
Open your credit card app
Write down your total debt (without judgement)
The goal isn’t to fix everything.
It’s to stop hiding.
When you see it clearly, you can change it confidently.
Clarity creates power.
Avoidance delays freedom.
🔁 Know Someone Avoiding Their Money?
Share this with them.
It might be the wake-up they need.